Disclosers
Last Updated: October 1, 2025
1. General Information
Connect to Coverage (“we,” “our,” or “us”) is an independent life insurance online marketplace dedicated to helping clients understand, compare, and purchase life insurance policies from a variety of trusted insurance carriers.
All content provided on this website is for informational purposes only and should not be considered legal, financial, or tax advice.
2. Licensing
Connect to Coverage and its agents are licensed to sell life insurance in select states across the United States. Licensing details for each agent and state can be provided upon request. We only conduct insurance business in states where we hold a valid license.
3. No Guarantee of Coverage
Submitting information through this website, requesting a quote, or speaking with an agent does not guarantee that you will qualify for coverage. Final approval, rates, and benefits are determined solely by the issuing insurance carrier and are based on underwriting guidelines, medical history, and other factors.
4. Accuracy of Information
We strive to provide accurate and up-to-date information. However, insurance terms, premiums, and product availability may change without notice. Connect to Coverage is not responsible for errors or omissions and cannot guarantee that all information displayed on this website is current or complete. You are encouraged to verify policy details directly with your licensed agent or the insurance carrier before making any final decisions.
5. Compensation Disclosure
Connect to Coverage and its agents may receive commissions or other forms of compensation from insurance carriers for policies sold. This compensation does not influence the recommendations we provide — our goal is to help you find the best life insurance coverage suited to your needs and budget.
6. Third-Party Links
Our website may include links to third-party resources or external websites for informational purposes. We do not control or endorse the content, security, or privacy practices of any third-party websites. Accessing third-party links is at your own discretion and risk.
7. Privacy and Data Protection
Your privacy is extremely important to us. Any personal information collected through our website, contact forms, or consultations is handled securely and in accordance with our Privacy Policy.
We do not sell or rent your personal information to third parties. Your data is used only to assist in evaluating and applying for life insurance coverage.
8. HIPAA Compliance
If you provide any health-related or medical information as part of your life insurance application or consultation, we adhere to applicable HIPAA (Health Insurance Portability and Accountability Act) standards.Your health information will only be used for insurance-related purposes and shared solely with authorized personnel or carriers necessary for underwriting.
9. No Legal, Financial, or Tax Advice
The information and materials provided by Connect to Coverage, including on this website or through agent consultations, are not intended as legal, financial, or tax advice. You should consult with a qualified attorney, accountant, or financial advisor for guidance related to your personal or business situation.
10. Limitation of Liability
Connect to Coverage is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website, reliance on its information, or communication with our representatives. Insurance decisions and outcomes are the responsibility of the policyholder and the issuing carrier.
11. Changes to This Disclosure
We may update or modify this disclosure at any time to reflect changes in our business practices or legal requirements. Any updates will be posted on this page with a new effective date.
12. Contact Information
If you have any questions regarding these disclosures, please contact us at:
📧 Email: team@connecttocoverage.com