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Choosing the right life insurance policy can feel overwhelming, especially with so many options available. Three of the most common choices are Indexed Universal Life (IUL), Term Life Insurance, and Whole Life Insurance. Each serves different needs and goals—whether you’re focused on affordability, lifelong protection, or building wealth over time. Let’s break them down.

Stay-at-home parents need life insurance too. Learn why coverage matters and how to calculate the right amount for your family. Many families overlook life insurance for stay-at-home parents because they don’t earn a traditional salary. But their contributions—childcare, household management, transportation—are extremely valuable . If something were to happen, replacing those services would be costly. Why Stay-at-Home Parents Need Life Insurance Childcare Costs:  Full-time c

Compare work life insurance vs individual life insurance. Learn the pros, cons, and costs to choose the best option in 2025. When people think of life insurance, they often start with the policy offered through their employer—called group life insurance . While this is a good benefit, it may not provide enough coverage. To make the right decision, you need to understand the differences between group life insurance  and individual life insurance . What is Group Life Insurance

Looking for affordable life insurance in 2025? Learn tips to save money on premiums while still protecting your family. Life insurance is one of the most important financial protections you can buy—but many people overpay for coverage. The good news? There are smart ways to reduce your premiums without sacrificing protection. Here are the top strategies to save money on life insurance in 2025. 1. Buy Young Premiums increase 4–9% every year you delay buying coverage. Locking