Many single adults believe life insurance is unnecessary since they don’t have dependents. However, life insurance isn’t just for families—it can play a vital role in covering debts, protecting co-signers, and even leaving a legacy. Why Single Adults May Need Life Insurance 1. Covering Debt If you have private student loans, credit card balances, or a mortgage, life insurance can ensure your co-signers or loved ones aren’t left with the bill. 2. Funeral & Final Expenses The a

Introduction Most people think of life insurance as protection for their loved ones after they pass. But the right policy can also play a powerful role in retirement planning . Permanent policies like Whole Life and Index Universal Life (IUL) offer unique benefits that go beyond death protection—helping you save, grow, and secure income for retirement. How Life Insurance Fits into Retirement Income Replacement:  Ensures your spouse maintains their lifestyle. Cash Value Growth